FreeAgent pricing
What FreeAgent costs by business type, why some UK customers pay nothing, and the discounts and add ons that change the real bill.
FreeAgent prices by the shape of your business rather than by feature tier, which is unusual and suits its core UK audience of freelancers, contractors and small limited companies. There are three rates: Sole Trader, Partnership or LLP, and Limited Company, each giving full access with the features matched to that structure. Because FreeAgent is owned by NatWest, the standout twist is that it is free for life if you hold a business current account with NatWest, Royal Bank of Scotland, Ulster Bank or Mettle, which is how many UK users get it at no cost. All published prices exclude 20 percent VAT, and a 50 percent discount applies for the first six months. The figures below are list rates as of June 2026; check the vendor for current pricing.
Plans and prices
Per month, excl 20% VATPricing as of June 2026. FreeAgent prices by business type, not feature tier, and all figures exclude 20 percent VAT. A 50 percent discount applies for the first six months, and the software is free for life with a NatWest, Royal Bank of Scotland, Ulster Bank or Mettle business current account. A 30 day free trial requires no card. FreeAgent is UK focused and built around Making Tax Digital. Check the vendor for current pricing.
Your business type and your bank decide what FreeAgent costs
FreeAgent's bill is driven less by features than by who you are and where you bank. Four factors to weigh before you subscribe.
FreeAgent pricing FAQ
How much does FreeAgent cost?
As of June 2026, FreeAgent costs 19 pounds a month for sole traders, 27 for partnerships or LLPs, and 33 for limited companies, all excluding 20 percent VAT, with a 50 percent discount for the first six months. It is free for life with a qualifying NatWest group business account. Check the vendor for current pricing.
Is FreeAgent really free with some banks?
Yes. Because NatWest owns FreeAgent, it is free for life if you hold a business current account with NatWest, Royal Bank of Scotland, Ulster Bank or Mettle. You get the same full software with no monthly fee, for as long as you keep the qualifying account. Verified June 2026.
Why does FreeAgent price by business type?
FreeAgent tailors features to your legal structure, so instead of feature tiers it charges one rate each for sole traders, partnerships or LLPs, and limited companies. Each plan includes the tax and reporting tools that structure needs, which is why a limited company pays more than a sole trader for the same product family.
Is FreeAgent only for the UK?
Largely, yes. FreeAgent is built around UK tax, including Self Assessment, VAT and Making Tax Digital, and its bank feeds and integrations are UK focused. Businesses outside the UK are generally better served by Xero, QuickBooks Online or Zoho Books. Check vendors for current pricing and regional fit.